PO Box 1352
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
I have access to a variety of insurance products that can help meet your financial security planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.
LifeLong-term careDisabilityIn the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.
The advantages of life insurance include:
An instant estate for your loved ones at a time when funds are most neededDeath benefits that are almost always non-taxable for named beneficiariesAvoid probate costs if you name a beneficiary other than your estatePotentially offer your loved ones creditor protection through some life insurance plansBuild tax-advantaged capital for retirement purposes or provide liquid savings through some permanent life insurance plansI can help you select coverage from a variety of life insurance options to meet the needs identified in your financial security plan.
Life insurance can play a vital role in your financial security plan - contact us today to find out how.
LONG-TERM CARE AND DISABILITY INSURANCE
Help protect one of your most valuable assets – your income – from unexpected events through long-term care, disability and critical illness insurance.
Long-term care and disability insuranceIncome is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial security (e.g. planning for your children’s education or for retirement). Just think what might happen if you suddenly lost your income stream through a long-term illness or disability.
Long-term care and disability insurance products help protect your ability to earn an income, which can be affected if you are afflicted by a disability or other condition.
I can help you choose the long-term care and disability insurance products that provide advantages like:
Helping maintain your financial independence, lifestyle and long-term financial security plan in the event your income is impacted by disabilityAssist with paying fixed expenses for your business if you become disabledSupport the buy-out of a disabled partner’s share of a businessI can help you tailor your financial security plan so it protects your income through long-term care and disability insurance. Contact us today to find out how.